Helping You Move Forward With Confidence

At CHELM Finance, you're working with a finance professional who takes the time to understand your full financial picture and what matters most to you.

With a background spanning more than 20 years in the finance industry, we simplify the process, advocate on your behalf, and find the right solution for your home, business, or personal finance needs. Our support doesn’t end with settlement — we’re here to guide you as your goals grow and change.

We believe finance should feel clear, personal, and empowering.

Meet the director

Chel Manarang

BBus (Acc), DipFinServ, DipFMBM

With over 20 years of experience in finance and lending, Chel brings both knowledge and compassion to every client conversation. Her ability to understand each unique scenario allows her to connect individuals, families, and business owners with the right lending solutions — no matter how simple or complex their needs.

Chel takes a client-first approach, offering clear, reliable advice to help people make confident financial decisions that support their long-term goals.

She believes in providing a holistic experience — not just helping with the right loan, but also reviewing your broader financial picture. Where needed, she can connect you with trusted providers for services like buyers agents, real estate agents, general insurance, personal insurance, and more.

Let’s Get Started

Have a question or ready to take the next step? Fill out your details and we’ll be in touch soon to chat about how we can help.